An estimated 58 million people in the United States do not have health insurance. Of those who have coverage, many choose medical tourism - combining travel with medical purpose - to cut out of pocket expenses. Given the rising health care costs in the western world and the quality of facilities and personnel in other countries, it is not surprising that this trend is growing among both insured and uninsured Americans. A huge number of modern facilities abroad, employees trained by current Western standards, are ready to serve part of the cost of similar procedures in the United States.
New Industry - New Profession
A new field of professionals is emerging. Medical travel agents can help organize travel, accommodation, transportation, and medical procedures. They also provide information so that the patient can choose destinations, facilities, and sometimes specific health professionals. Facilitators can also provide travel insurance and medical complications to mitigate financial problems that may accompany the decision to choose medical tourism. It is important to note that if they are not licensed insurance agents, they can refer you to a licensed insurance agent for questions. It should not reflect them in a negative light - they act correctly in doing so.
When choosing a facilitator, it is important to know his qualifications, experience and fees ahead. Also ask about transparency and full disclosure - does he receive income or does he have a personal interest in what options he provides you? The existence of income from any other sources is not necessarily a red flag, but you should have realized this. Being professionals, they are unlikely to break or insult. As a consumer, you have the right to know.
Who are the local doctors who will review your case and what is their qualification? Can you use your doctor? Also ask if there were any problems. Is he insured? Does he have any testimonials or former clients who have agreed to be available so that you can directly contact them? Check with the Better Business Bureau and your Secretary of State to find out if there have been any unresolved problems. Problems can grow anywhere in the world — even here in the US, we are not susceptible to medical accidents or claims of abuse of office, so ask your facilitator what your resources might be if you have problems.
Ask about alternatives and make your choice. Your choice should be based on your own needs and importance to you. And your facilitator can play an important role in providing further important information. As an informed consumer, you will have the knowledge to make smarter choices and, therefore, put the odds in your favor to achieve good results. Have a good trip!
