Bed linen is a common practice designed to help stabilize the various complications that can occur during pregnancy. In most cases, the rest period is short and you can resume normal activities, such as work. In some cases, the period of activity may be much longer and may require hospitalization. Below are a few tips to make this time more accessible so you can relax more and worry less. Stress can worsen any health problem. Do not let financial unrest bother you.
Your gynecologist may prescribe bed rest to improve your chances of a healthy pregnancy. Common medical reasons for resting at home include: high blood pressure from preeclampsia or eclampsia, changes in the cervix, vaginal bleeding, early work, multiple high-order indicators, diabetes, and placental disorders such as placenta previa and abs. Your activity period can last a week, a month, or, in rare cases, the entire length of your pregnancy. In more severe cases, you may be hospitalized for monitoring.
If you have a full-time job, a prescription for bed rest can cause some unforeseen financial problems, such as: how long will I get money, can I save my work, and how to cut costs. Finding good answers to these questions can bring some financial difficulties back. Do not ignore the advice of your doctor, because you can not afford to get everything else that you and your child need.
Replacing your income
Many couples rarely on both incomes make ends meet in their family budget and leave a small financial cushion. Often, a long period of time from work can lead to lost income. Check the number of days you have accrued and examine any short-term disability insurance you may have. Most policies will cover pregnancy complications, provided that your coverage began before conception. Check what your monthly benefit amount may be: some policies cover up to sixty-six percent of your salary. Five states have programs that can help: California, Hawaii, New Jersey, New York, and Rhode Island.
Saving your work
The absence of several days here or there rarely leads to loss of work. But when months of work are missed, your employer may consider hiring a replacement. The federal law on family leave to care for a child provides for the possibility of leave for up to twelve weeks. If your combined bed rest with your maternity leave after birth has exceeded twelve weeks, you can be at the mercy of your employer. Not all employees or employers are bound by this law, so make sure that you meet the eligibility criteria. Ten states have laws that cover the size of the leave and / or population. Check if they are applicable.
Cost reduction
Your bed rest can also translate into additional costs that may arise at a time when you can afford it. You may need special medical monitoring equipment, additional visits to the doctor or home appliances. Many insurance plans come with co-payments that add up quickly. The hospital reimbursement plan can fill the biggest gap: hospital stays. Check your eligibility policy, daily allowances, and language policies related to reapproval for the same or similar health conditions. Keep track of all your medical expenses as they are not taxed. Use the employer's flexible payment certificate whenever possible, since your tax savings will always be high with this car. When your child is born, you can increase your annual election, as this is a qualified life event.
