1. You have rejected claims that you would like the insurance company to change its mind; but you don’t know how to file an appeal?
2. Are you or a family member chronically ill and overloaded with sorting through a variety of bills and insurance documents?
3. Do you have elderly parents who need help with their decisions to receive Medicare and Part D, and you do not know how to advise them?
4. You have recently incurred large medical expenses, and you are not insured and do not know where to turn or what to do?
5. You suspect that your medical bills contain surcharges and inaccuracies, but you do not know what to do?
If you answered “yes” to one of these questions, it is strongly recommended that you consult with your billing lawyer. The Medical Advocacy of the Rockies provides free initial advice to analyze the facts of your individual situation and determine if you have a case and / or determine what help or advice they can provide.
“Having spent 10 years in the field of health insurance, working for a large insurance company, I saw a critical need for this service. Studying and analyzing medical jargons and codes is not something that the general population can do and does not have time, ”says Holly Knapp, president of the Medical Advocacy Department at Rocky Mountains. Medical advocacy in the Rockies, located in Loveland, Colorado.
According to Ms. Knapp, some of the common questions from her clients include:
“How can I determine the correctness of my medical bills?”
“How do I know if my insurance company paid everything they need?”
"How do I know that I'm crying, what do I really have to?"
The work of a billing lawyer is to understand the facts, view detailed medical and hospital bills, insurance statements and medical records. “This comprehensive review will help you get a fair attitude towards a complex and confusing health care system and assure you of a true and accurate count,” Ms. Knapp says. Ms. Knapp speaks on behalf of her clients to get the benefits they deserve because she resolves calculation errors, eliminates surpluses and negotiates a reduction in bills.
Billing lawyers have experience in helping chronically ill people and / or families caring for a chronically ill child or spouse. According to Ms. Knapp, “when families are dealing with significant health problems, the burden of dealing with insurance companies and health care providers to make sure the bills are correct and properly processed by the insurance company is another stress that need to cope in a very difficult time in your life. A billing lawyer can intervene to manage the process and allow you to focus on caring for your loved ones. ”
In addition, for older people who are embarrassed by the complexity of Medicare supplement policies and Medicare Part D drug plans, medical attorneys who specialize in this area can provide advice and assistance on enrolling into a plan that will maximize benefit at minimum cost.
A recent article published by CBS News, Slash Your Medical Bill; 7 Ways to Trade offers advice to consumers on how to find medical price data for planned medical procedures, and then use this information to effectively negotiate with health care providers before receiving services. They also offer tips on the best ways to reduce medical bills you already received. An authorized consumer, armed with accurate medical price data, can negotiate on his own behalf in order to obtain significant savings in medical expenses from both doctors and hospitals.
Holly Knapp is a member of the National Organization of Medical Lawyers - Medical Lawyers of America (MBAA). Lawyers come from a variety of prerequisites: medical insurance, nurses, lawyers, certified medical coders, and health care administrators. Members support each other in their common goal of a fair and genuine medical bill by sharing knowledge and skills as they work together on difficult cases.
